OIBP extends short term and long term funding facilities to credit worthy clients including multinational, local companies and individuals of high net worth. These financial accommodations are backed by a broad range of collaterals such as first charge on movable and immovable assets, pledge of stocks, lien on shares, guarantees etc. Our forte is to provide quality service and satisfaction to our customer base for long term retention. Our corporate base extends to all major sector including textiles, chemicals, pharmaceutical, engineering, etc giving us a broader perspective on fulfilling corporate demands.

Short / Long Term Finance Facilities: In order to cater to the working capital, as well as fixed assets financing requirements of the customers, the Credit Marketing Department provides Term Finance Facilities ranging from 1 month to 5 years. These tailor-made facilities are structured to suit the individual needs of our customers, depending upon their specific requirements and repayment capabilities. Purchase of Invoice: The Credit Marketing Department structures these facilities for clients who wish to enhance their cash flows, while capitalizing on their receivables. In this facility the customers are provided with financing either on face value or the discounted value of the bills / invoices raised by them against supply of goods / services to their clients. Bankers Acceptances: The Credit Marketing Department is also involved in issuance of Bankers' Acceptances for its clients, whereby, drafts (i.e. Bills of Exchange) drawn by the clients are accepted by OIBP for payment, either on demand or at some specified future date. Advices against L/Cs (Inland) and Issuance of Guarantees: Provision of loss against L/Cs and issuance of guarantees is also conducted by the Credit Marketing Department. Issuance of Guarantees: Bid / Performance Bonds: The Credit Marketing Department is also involved in issuance of Bid / Performance / Mobilisation / Advance Bonds as well as other financial guarantees on behalf of our clients.